ALL YOUR FRIENDS HAVE SECURED THEIR 50 K SALARY GRADUATE JOBS, FUNDS ARE RUNNING LOW & ALL YOU'RE GETTING IS REJECTIONS, INSUFFICIENT HOURS AND ZERO HOUR CONTRACTS. YOU MIGHT BE ENTITLED TO £251+ PER MONTH TO KEEP YOU GOING...
Welcome back guys,
It's that's time of the year where all your friends have secured all their graduate jobs, seem to be living their best life and you are feeling hopeless, left behind and broke. Please note you are not the only one in this predicament and with no more student loan flowing in, several graduates are facing trepidation that they will be unable to keep up with financial commitments. I am here to tell you that you may be entitled to universal credit (extra financial aid from the government).
Formerly, financial aid was separated into several benefits such as housing benefits, jobs seekers allowance, working tax credit etc., but now universal credit groups these under one bracket. You can calculate your entitlement online on https://www.gov.uk/browse/benefits , as all applications can now be made online and confidentially.
You may be able to get Universal Credit if:
Please do not suffer in silence. If you are in of financial assistance please consider applying, even if you have a job but are struggling to make ends meet. On your application they do state that you must declare your NI number and they will calculate your earnings that way.
Is there anything I have to do to prepare myself?
If you are out of Work
If you are out of employment you will be expected to visit a work coach at the job centre regularly and show that you have tried job hunting. You have been job hunting so far for free... so this shouldn't be a problem.
In employment but working low hours
You will be expected to visit the job centre once only to verify your identity. After that you will not be coming in again because you are working , unless your circumstances change for any reason.
Things to have at hand when applying:
*Proof of NI & more they will tell you in needs be.
I hope this helps somebody. Best of luck with your jobs search, I'm rooting for you!
Until next time ,